Hope you had a great Christmas and New Year, I know I certainly did. Well the Commonwealth Bank started the year by announcing reductions in their interest rate discounts they have been offering on some of their products. CBA were offering up to 1% p.a. discount off their standard variable rate home loan under their wealth package but have [...]
Well I must admit that 2011 has been an interesting year. For me I have experienced an improvement on 2010. The most noticeable sector was the return of the First Home Buyers and I am now seeing Investors tipping their toes in the water for a look see. Interest rates had been stable for 12 [...]
We’ve noticed a marked improvement in buyer enthusiasm following the first interest rate cut but it won’t be enough on its own to spark some serious growth. The European problems are a big dark cloud and if they’re resolved I think that will have a much greater positive impact on the actions of buyers. The [...]
WooHoooooo…………….we (The Gold Coast) have scored the 2018 Commonwealth Games!!!!!!!!!!!!!!!!!!!! Interest rates are on the way down…………….. The Light Rail Project will be completed on time……………… Ron Clarke will be Mayor till he is 90…………….no hang on, getting a little carried away there!!!!! But what great news for the Gold Coast. This is just what [...]
There is one thing that I pride myself on and that is customer service and customer feedback. Lately I have had a couple of instances where I have been left a little bewildered by the service provided by a couple of bank BDM’s who are always looking for broker business yet the actions of that [...]
When applying for finance, if one lender says no it doesn’t mean all lenders will say no. If one lender says you can only borrow ‘x’ amount but you need to borrow more, do not dispair, there may be a lender who can assist. Here are some examples:- A single person on $40,000 p.a. with [...]
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Well the banks are still maintaining their interest rate discount war……… Their centre of attention at the moment are fixed rate home loans and more precisely the 3 year fixed rate. It wasn’t too long ago 3 year fixed rates were in the mid 7′s and now we are seeing them as low as 6.39% p.a. [...]
Well what an interesting period it has been since my last blog post. I have been saying for some time now that I do not expect interest rates to go up this year however recent inflation figures suggest we can expect interest rates to move up sooner than later. The Reserve Bank has left interest rates on [...]
I remember a good friend of mine coming to me back in 2006 and giving me some reading material which she had researched off the internet which predicted the biggest financial crisis ever to hit the world economy. She was very concerned and suggested I read what she had given me. She said gold was [...]
