My Latest Thoughts

On October 26, 2011, in Latest News, by David Richardson

There is one thing that I pride myself on and that is customer service and customer feedback. Lately I have had a couple of instances where I have been left a little bewildered by the service provided by a couple of bank BDM’s who are always looking for broker business yet the actions of that [...]

 

Not All Lenders Are The Same

On October 3, 2011, in Latest News, by David Richardson

When applying for finance, if one lender says no it doesn’t mean all lenders will say no. If one lender says you can only borrow ‘x’ amount but you need to borrow more, do not dispair, there may be a lender who can assist. Here are some examples:- A single person on $40,000 p.a. with [...]

 

Woodlands Estate

On September 14, 2011, in Latest News, by David Richardson

Pre-Release:- Live the Gold Coast lifestyle in an exclusive Hinterland retreat only 20kms from all the Gold Coast has to offer.Woodlands Estate

 

What’s Doin?

On August 24, 2011, in Latest News, by David Richardson

Well the banks are still maintaining their interest rate discount war……… Their centre of attention at the moment are fixed rate home loans and more precisely the 3 year fixed rate. It wasn’t too long ago 3 year fixed rates were in the mid 7′s and now we are seeing them as low as 6.39% p.a. [...]

 

The Week That Was

On August 2, 2011, in Latest News, by David Richardson

Well what an interesting period it has been since my last blog post. I have been saying for some time now that I do not expect interest rates to go up this year however recent inflation figures suggest we can expect interest rates to move up sooner than later. The Reserve Bank has left interest rates on [...]

 

The Week That Was

On July 15, 2011, in Latest News, by David Richardson

I remember a good friend of mine coming to me back in 2006 and giving me some reading material which she had researched off the internet which predicted the biggest financial crisis ever to hit the world economy. She was very concerned and suggested I read what she had given me. She said gold was [...]

 

The Week That Was

On June 30, 2011, in Latest News, by David Richardson

I’m a little early this week as I am in Sydney tomorrow. No wonder the Gold Coast property market is the way it is. Having to put up with all the doomsdayers out there. During the week I read an article saying interest rates will rise to 9.50% p.a. Why do economists issue this crap to [...]

 

The Week That Was

On June 24, 2011, in Latest News, by David Richardson

Bank Credit Assessment Teams Last week I mentioned the credit assessor from India. I have to say how impressed I was with her actions. After initially declining the detail she said if I ‘provided this and that’, the deal would be reviewed. I did provide ‘this and that’ and she did provide an approval albeit $10,000 less [...]

 

My thoughts of the week just gone

On June 17, 2011, in Latest News, by David Richardson

Queensland State Budget Well I must say, I can’t believe what goes on in the minds of the powers that be to abolish the stamp duty concessions for owner occupiers in Queensland. I understand we have the lowest stamp duty rates in Australia, but to announce it at such a critical time is beyond belief. The [...]

 

John McGrath Winter 2011 Market Review

On June 11, 2011, in Latest News, by David Richardson

Click on the link below to read John McGrath’s Winter 2011 Market Review market_review_Winter_2011